With AILend
the loan comes to you

Complete a single profile and major banks in Albania will compete to offer you the most favorable terms.

No fees
No obligations
100% online

How does it work?

Your loan, in three simple steps.

Create your secure profile

Fill in your basic information on our secure platform. One profile gives you access to the entire banking market. Save days of work and traveling.

Get personalized offers

Based on your profile and the amount you're looking for, partner banks analyze your request and you'll have direct contact with interested banks.

Compare and choose freely

Analyze all offers and choose the loan with the best terms for you.

How does it work?

Your loan, in three simple steps.

Create your secure profile

Fill in your basic information on our secure platform. One profile gives you access to the entire banking market. Save days of work and traveling.

Get personalized offers

Based on your profile and the amount you're looking for, partner banks analyze your request and you'll have direct contact with interested banks.

Compare and choose freely

Analyze all offers and choose the loan with the best terms for you.

Ease your needs with AILend

Join AILend and…

Get a 100% online loan

Get a 100% online loan

Need money for unexpected expenses or to fulfill a wish?

With our simple online application process, you can get a loan in just 10 minutes.

Start application

How to apply with AILend

If you apply through AILend, banks will contact you in any case. However, the more complete your AILend profile is with data, the more competitive the offers will be.

Level 1: Basic profile (e-mail)

Level 1: Basic profile (e-mail)

Start with the basics: just e-mail and phone number to see the first offers from partner banks.

Why choose it?

It's fast and pressure-free, perfect for exploring opportunities.

What do you get?

The initial offers to understand what's available in the market.

Level 2: Qualified profile

Level 2: Qualified profile

Upload your financial data (basic documents like family certificate and income statement). This gives banks the opportunity to know you better and offer you their best terms.

Why choose it?

Here the bank knows you better: this will also be reflected in the pre-prepared offers for you.

What do you get?

Concrete offers, with the best interest rates in the market, ready for comparison.

Level 3: Complete profile (Recommended)

Level 3: Complete profile (Recommended)

By completing all steps, the possibility of getting a loan is almost guaranteed.

Why choose it?

Your application gets priority since you are already a preferred applicant.

What do you get?

Ready-to-approve offers, with fast processes and minimal bureaucracy.

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Frequently Asked Questions

What documents are needed to apply for a loan?keyboard_arrow_down

You need the contribution verification and family certificate, which you can download from e-Albania.

I have an existing loan that I want to close and apply only with you. Can I do that?keyboard_arrow_down

If you have not had any defaults on your previous loan, meaning you have a clean history, it is not a problem and you can apply again.

I am not insured at work. Can I apply?keyboard_arrow_down

To apply with AILend, it is necessary to be employed with social security for at least 6 months.

Can I choose how much I pay each month?keyboard_arrow_down

When you apply, you choose the terms that suit your wallet: you set the installment and duration yourself, so you feel secure when paying.

Where will I take the money?keyboard_arrow_down

After applying, a representative from the bank will contact you to confirm the details. The amount will then be transferred to the bank account of your choice.

Your loan,
your terms

Your loan,  your terms